Don’t Let An Unexpected Event Leave Payments Unprotected.

We are proud to have you as a member of our exclusive PTS Lease Payment Protection Plan, designed for your needs! This website is your  go-to resource for your Lease Protection Plan! 

Save this website to your browser favorites on your phone, computer, or smart device to access anytime!

Use this page to:

• View benefits that may be available to you — see how they work, and access discount codes. 
To contact us with any questions or concerns. 
To file a claim in the event your leased merchandise is stolen or damaged by a fire, flood, storm damage, or other Acts of God during your lease term. 

Valuable Protection and Money Saving Benefits 

Damage Waiver 

If you are not in default of your TEMPOE lease agreement or the PTS Terms and Conditions, PTS will waive your agreement liability if your item is lost or damaged due to theft, fire, flood, storm, or other acts of God.

Term

The term of Your Plan begins on the date of Your first Plan payment and shall continue until the earlier of: (i) You provide notice to Us of Plan termination, provided however, you will remain covered through the end of the period in which You have paid; (ii) an Approved Claim for Benefits is paid to Lessor; (iii) Your Lease expiration date; (iv) You are in default of Your Lease on the date of Your scheduled monthly Plan payment; (v) You default on Your Plan payment; (vi) Your fraudulent or material misrepresentation of a Claim to Us; (vii) You received Lease Cancellation Coverage; or (viii) You return all Covered Product(s) under Your Lease to Lessor (the “Plan Term”).

Eligibility

If you are enrolled in the Plan, You will be eligible for LDW coverage and, in the event of an Approved Claim, Your Lease will be terminated in accordance with these Terms for the Covered Product(s) if: (i) You are not in default of payments due under Your Lease or under the Plan at the time of the Covered Loss; (ii) You experience a Covered Loss; and (iii) the Covered Loss occurs during the Plan Term.

Billing

Your Plan payment will be separately billed from Your Lease periodic payment. If You opt-in for LDW coverage at Lease commencement, Your first Plan payment will be charged on the same date as Your first Lease periodic payment. If You opt-in after Lease commencement, Your first Plan payment will be charged on the date You opt-in for LDW coverage.  For subsequent Plan payments, You will be charged monthly on the same calendar date as Your initial Plan Payment thereafter during the Lease term, or until Your Plan is terminated in accordance with these Terms. The Plan payment will be charged using the same method of payment as Your periodic payment due under Your Lease. You will be covered under the Plan through the end of the period in which You have paid.   You must pay a separate fee amount for each Lease for which You are requesting coverage under the Plan. In the event of a Covered Loss, You will still be liable for any applicable fees, including but not limited to, returned item fees or late fees, incurred prior to such Covered Loss, unless prohibited by applicable law. 

What is Covered, Plan Payment, and Coverage Limits

The Plan provides LDW coverage to You in the event of a Covered Loss to Your Covered Product(s) during the Plan Term. The Plan is in addition to any applicable manufacturer’s warranty; it does not replace the manufacturer’s warranty but may provide certain additional benefits during the term of any applicable manufacturer’s warranty. If eligible for LDW coverage, coverage for a Covered Loss under Your Lease (whether based on the loss to one or more Covered Products under the Lease) shall not exceed the outstanding amount due under Your Lease for the Covered Product(s). Upon approval of a Claim, We shall calculate the Benefits to be paid to Lessor for the Covered Product(s), including any applicable taxes, plus delivery and handling, (regardless of whether based on loss to one or more Covered Products under the Lease) using the Claim Reimbursement Formula. Such Benefits will be paid to Lessor within 24-48 hours of approval in satisfaction of the Lease and Your Lease will be terminated. In the interest of clarity, in the event of a Covered Loss, Lessor, not You, will be compensated by PTS based upon the Claim Reimbursement Formula. for the outstanding amount due under Your Lease. If You have multiple Leases, the amount paid will be in satisfaction of the Lease related to the Covered Product(s). You must pay a separate fee amount for each Lease for which you are requesting coverage under the Plan. LDW coverage is limited to one (1) Approved Claim under Your Lease during the Plan Term. In the event You exchange a Covered Product(s) or the Covered Product(s) is adjusted during the Plan Term, LDW coverage will be provided to the exchanged or adjusted Covered Product(s) for the remainder of the Plan Term.    

Lease Cancellation 

We will provide the Plan Holder with a lease cancellation benefit that will waive the Plan Holder’s remaining financial liability under the Lease in the event of the Plan Holder’s death that occurs during the first five (5) months of the initial term (as set forth in the Lease) of the Plan Holder’s Lease Term (the “Lease Cancellation Coverage”).

Learn More

In order to be eligible for Lease Cancellation Coverage, the Plan Holder’s Lease payments and LDW payments must be up-to-date. In addition, a claim for Lease Cancellation Coverage must be filed within 60 days from the date of the Plan Holder’s death and a certified copy of the Plan Holder’s death certificate must be provided to Us in order to be eligible for coverage. In the event You are not eligible for Lease Cancellation Coverage through Us, please check with Lessor to see if You may be eligible for additional lease cancellation they may provide.

Additional Program Benefits

Pharmacy Savings Coupon

Get more savings. Get more value. Get more Rx. PTS Direct Benefits provides members with a FREE Pharmacy Savings Coupon that can be accessed on the web or via mobile! With GetMoreRx, we make it simple and easy for individuals and their families to save on prescription medications. Members are entitled to prescription savings from 15% to 60% off the retail price of generic drugs and from 15% to 25% off the retail price of brand-name drugs at over 62,000 participating pharmacies nationwide. Visit ptsfinancial.getmorerx.com and enter zip code and medication for a list of nearby stores with discounted cost of medication*.  Once you have compared pricing and selected your desired store, simply click “Get free coupon” button, then text, email or print coupon and present to pharmacy. *Price shown online is an estimated price; your pharmacist will provide exact pricing. Simply bring your GetMoreRx coupon card to your Pharmacy and ask the pharmacist to process your prescription using the BIN and PCN number found on your card. You can text, email, or save your printed savings coupon card to use again and again for all your prescriptions!! For more information call toll-free 1-844-234-3057 THIS COUPON IS NOT INSURANCE

Telemedicine Benefit

PTS Direct Benefit members are eligible for Telemedicine Benefit at a discounted rate of $5.00 per month. One program includes everyone in the member’s household! Enjoy direct access to state-licensed medical Doctors across the US (excluding UT, VT, & WA) via phone or web chat 365 days a year/24/7. Once enrolled, customers simply call or log-in to the myDOCTORplan™ service online or pull up the app on their phone (or other smart devices), to instantly be connected to a nurse or doctor from the privacy and comfort of their home or space. To register for myDOCTORplan™, members can call (678) 648-1047, or visit http://www.mdp5offer.com to register for the monthly subscription service. Once signed up for this program, members will receive a welcome kit via email to register their account and to add the members of their household! Members must provide a valid credit card to qualify. That card will be charged monthly for every month you wish to continue Telemedicine coverage. If the card fails to process at any time, we will notify you, and if you are not able to provide a valid replacement payment, we will discontinue the Telemedicine coverage. If you wish to discontinue Telemedicine coverage at any time, simply email: admin@mydoctorplan.com or call: 678-648-1047, and a representative will process your cancellation. Under myDOCTORplan™ – for the discounted rate of $5/month: • 24/7, 365-day access via video chat or phone call to state-licensed physicians who can diagnose and treat many common ailments • 1 program includes EVERYONE in the member’s household • Receive a FREE digital prescription card that can save member 15%-60% off prescriptions Follow @mydoctorplan for updates, contests, and helpful tips!

1-800-FLOWERS Discount

PTS Direct Benefits will provide a member with discount on flowers from 1-800-Flowers.com. Personal service is available 24 hours a day, 7 days a week for delivery the same day or any day. As a PTS Club Member, member can save a minimum of 15% off flowers, plants, gift baskets, plush toys, gourmet foods and more. Visit 1800 flowers.com, place order, and enter code ADAMO before checkout. There is a 100% satisfaction guarantee. *The discount does not apply to delivery fees or any applicable taxes.

Rental Car Discounts

Members will be entitled to discounts on rental cars! PTS Direct Benefits offers discounts with Enterprise, National, Hertz, and Budget Rental Car. For reservations with Enterprise or National, members can call 1-800-261-7331 toll-free, or make reservation online, and ask for Corporate Discount Number #XZ03B31. This will entitle the customer to a fixed percentage discount of 5% on Enterprise and 10% on National Rental Car over the standard rate. For reservations with Hertz Rental Car – members can book online, or over the phone, using corporate discount number 2186423. For reservations with Budget Rental- members can book online or over the phone using corporate discount number S388143.

Coupon Program

By using the Direct Benefits coupon program, members can save money each month with a variety of coupons. It’s simple and the savings begin immediately! To become a part of the many to take advantage of our coupon program, call PTS Direct Benefits at 706- 602-0597 option 5.

Additional Program Benefits

Pharmacy Savings Coupon

Get more savings. Get more value. Get more Rx. PTS Direct Benefits provides members with a FREE Pharmacy Savings Coupon that can be accessed on the web or via mobile! With GetMoreRx, we make it simple and easy for individuals and their families to save on prescription medications. Members are entitled to prescription savings from 15% to 60% off the retail price of generic drugs and from 15% to 25% off the retail price of brand-name drugs at over 62,000 participating pharmacies nationwide. Visit ptsfinancial.getmorerx.com and enter zip code and medication for a list of nearby stores with discounted cost of medication*.  Once you have compared pricing and selected your desired store, simply click “Get free coupon” button, then text, email or print coupon and present to pharmacy. *Price shown online is an estimated price; your pharmacist will provide exact pricing. Simply bring your GetMoreRx coupon card to your Pharmacy and ask the pharmacist to process your prescription using the BIN and PCN number found on your card. You can text, email, or save your printed savings coupon card to use again and again for all your prescriptions!! For more information call toll-free 1-844-234-3057 THIS COUPON IS NOT INSURANCE

Telemedicine Benefit

PTS Direct Benefit members are eligible for Telemedicine Benefit at a discounted rate of $5.00 per month. One program includes everyone in the member’s household! Enjoy direct access to state-licensed medical Doctors across the US (excluding UT, VT, & WA) via phone or web chat 365 days a year/24/7. Once enrolled, customers simply call or log-in to the myDOCTORplan™ service online or pull up the app on their phone (or other smart devices), to instantly be connected to a nurse or doctor from the privacy and comfort of their home or space. To register for myDOCTORplan™, members can call (678) 648-1047, or visit http://www.mdp5offer.com to register for the monthly subscription service. Once signed up for this program, members will receive a welcome kit via email to register their account and to add the members of their household! Members must provide a valid credit card to qualify. That card will be charged monthly for every month you wish to continue Telemedicine coverage. If the card fails to process at any time, we will notify you, and if you are not able to provide a valid replacement payment, we will discontinue the Telemedicine coverage. If you wish to discontinue Telemedicine coverage at any time, simply email: admin@mydoctorplan.com or call: 678-648-1047, and a representative will process your cancellation. Under myDOCTORplan™ – for the discounted rate of $5/month: • 24/7, 365-day access via video chat or phone call to state-licensed physicians who can diagnose and treat many common ailments • 1 program includes EVERYONE in the member’s household • Receive a FREE digital prescription card that can save member 15%-60% off prescriptions Follow @mydoctorplan for updates, contests, and helpful tips!

1-800-FLOWERS Discount

PTS Direct Benefits will provide a member with discount on flowers from 1-800-Flowers.com. Personal service is available 24 hours a day, 7 days a week for delivery the same day or any day. As a PTS Club Member, member can save a minimum of 15% off flowers, plants, gift baskets, plush toys, gourmet foods and more. Visit 1800 flowers.com, place order, and enter code ADAMO before checkout. There is a 100% satisfaction guarantee. *The discount does not apply to delivery fees or any applicable taxes.

Rental Car Discounts

Members will be entitled to discounts on rental cars! PTS Direct Benefits offers discounts with Enterprise, National, Hertz, and Budget Rental Car. For reservations with Enterprise or National, members can call 1-800-261-7331 toll-free, or make reservation online, and ask for Corporate Discount Number #XZ03B31. This will entitle the customer to a fixed percentage discount of 5% on Enterprise and 10% on National Rental Car over the standard rate. For reservations with Hertz Rental Car – members can book online, or over the phone, using corporate discount number 2186423. For reservations with Budget Rental- members can book online or over the phone using corporate discount number S388143.

Coupon Program

By using the Direct Benefits coupon program, members can save money each month with a variety of coupons. It’s simple and the savings begin immediately! To become a part of the many to take advantage of our coupon program, call PTS Direct Benefits at 706- 602-0597 option 5.